The Economic Psychology of Adolescent Saving

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The Economic Psychology of Adolescent Saving

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dc.contributor.author Otto, Annette Michaela Cosima en_GB
dc.date.accessioned 2009-10-09T07:43:15Z en_GB
dc.date.accessioned 2011-01-25T16:55:38Z en_US
dc.date.accessioned 2013-03-21T12:05:24Z
dc.date.issued 2009-06-03 en_GB
dc.description.abstract The thesis addressed the saving behaviour of adolescents within the social context of the family, which has received little attention to date. The research regarded adolescent economic socialization and the development of saving behaviour as an integral part of general socialization and adolescent psychological development. The importance of saving was investigated relative to alternative ways for getting larger sums of money. Three large survey studies with adolescents and one survey study with adolescents and their parents were carried out. In Study 1, 470 students between the ages of 11 and 18 took part. The results of this study revealed that adolescents do think of saving as a means of accumulating larger sums of money. Studies 2 and 3 sampled 290 and 443 students between the ages of 11 and 17 and 13 to 14, respectively, providing empirical evidence of adolescents’ endeavour for independence, reflected by their saving motives as well as the changing of their attitudes towards saving as a skill. The thesis examined a number of significant predictors for adolescents’ general tendency to save. The studies linked adolescent saving with home atmosphere and perceived parenting style empirically for the first time. A path model illustrates the associations that were found between the behaviour and attitudes of the parents and the saving behaviour and attitudes of their adolescent child. It demonstrates that the development of saving behaviour is linked to the power relationship between parent and child. The findings support the behavioural life-cycle hypothesis as well as the benefits of being raised in an ‘authoritative home’ with regard to skills in saving. en_GB
dc.identifier.uri http://hdl.handle.net/10036/83873 en_GB
dc.language.iso en en_GB
dc.publisher University of Exeter en_GB
dc.subject saving money en_GB
dc.subject adolescence en_GB
dc.subject self-control en_GB
dc.subject behavioural life cycle en_GB
dc.subject conscientiousness en_GB
dc.subject economic socialization en_GB
dc.subject authoritative parenting style en_GB
dc.title The Economic Psychology of Adolescent Saving en_GB
dc.type Thesis or dissertation en_GB
dc.date.available 2009-10-09T07:43:15Z en_GB
dc.date.available 2011-01-25T16:55:38Z en_US
dc.date.available 2013-03-21T12:05:24Z
dc.contributor.advisor Webley, Paul en_GB
dc.contributor.advisor Slater, Alan en_GB
dc.publisher.department School of Psychology en_GB
dc.type.degreetitle PhD in Psychology en_GB
dc.type.qualificationlevel Doctoral en_GB
dc.type.qualificationname PhD en_GB


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