Validity and Effect of Exclusion Clauses Against Third Parties in Motor Insurance
Channon, Matthew Raymond
Thesis or dissertation
University of Exeter
This thesis examines the regulation behind exclusion clauses and their use in third party motor insurance policies. The thesis answers three key questions. First, to what extent are exclusion clauses valid in third party motor insurance policies against third parties? Second, what is the effect of the use of exclusion clauses on third party claims? Third how should the law in this area be reformed? It further examines the effect on exclusion clauses of general contractual and insurance contract regulation on third party victims. Finally, the thesis will examine the role of the MIB and whether it provides adequate protection as a ‘fund of last resort’.
British Insurance Law Association Charitable Trust