Online peer-to-peer lending: challenging consumer protection rationales, orthodoxies and models?

dc.contributor.author	Osuji, Onyeka K.
dc.contributor.author	Amajuoyi, UA
dc.date.accessioned	2015-04-24T14:27:33Z
dc.date.issued	2015-12-31
dc.description.abstract	Online peer-to-peer lending presents challenges to consumer protection rationales and orthodoxies as it enables inter-consumer unsecured loan transactions brokered by platforms. This article therefore assesses relevant consumer protection justifications and the disclosure versus interventionist approaches debate in the light of the crowdfunding regulatory regime recently established by the Financial Conduct Authority.	en_GB
dc.identifier.citation	Vol. 6, pp. 484-508
dc.identifier.uri	http://hdl.handle.net/10871/16993
dc.language.iso	en	en_GB
dc.publisher	Sweet & Maxwell	en_GB
dc.rights.embargoreason	Publisher policy	en_GB
dc.rights	This is the author accepted manuscript.
dc.subject	consumer law	en_GB
dc.subject	consumer credit	en_GB
dc.subject	crowdfunding	en_GB
dc.subject	financial regulation	en_GB
dc.subject	consumer protection	en_GB
dc.subject	financial intermediation	en_GB
dc.subject	internet lending	en_GB
dc.subject	investor protection	en_GB
dc.subject	peer-to-peer lending	en_GB
dc.subject	rational choice	en_GB
dc.subject	social lending	en_GB
dc.subject	P2PL	en_GB
dc.title	Online peer-to-peer lending: challenging consumer protection rationales, orthodoxies and models?	en_GB
dc.type	Article	en_GB
dc.identifier.issn	0021-9460
dc.identifier.journal	Journal of Business Law	en_GB
refterms.dateFOA	2016-12-31T00:00:00Z